• Pick and pay for the cover you need – you start with ‘Core Healthcare', and can then add on further cover options depending on your lifestyle, your age, your family's needs and
  so on
• Where we say 'Full Cover' we'll pay for all your costs in full, as long as the treatment is eligible under your plan. So you won't have to make up any shortfalls
• Our Core Healthcare also includes extensive cover for cancer treatment
• 11 cover options to choose from, including Out-patient Treatment, Additional Therapies and Travel Cover
• Choose from a range of hospital lists to suit your circumstances. Our Countrywide list includes Spire, BMI, Ramsay and Nuffield hospitals

• A no-claims discount of up to 50% for new customers (or up to 65% if you're switching with a good claims record)
• If you have a family plan, you only pay for the first child and any further children are
  covered free
• By choosing an excess level of £250 per claim you could save 25% on your payments
• If you're happy to receive NHS treatment when it is available promptly, you could save up
  to 15%

• You can count on great service – 98% of customers who responded to our survey would recommend us to a friend**
• First-class UK-based customer care team
• Prompt access to private medical treament in clean, peacful surroundings
• Dedicated point of contact for extra care and support with larger claims like cancer
• Switching? It's easy to do and we'll often let you continue with the same underwriting terms you have with your current insurer

*Claims Customer Satisfaction Questionnaire,  July 2009

Please note, like all health insurers we usually don't cover treatment of an illness or injury you had before your plan started, nor do we cover the long-term treatment of chronic conditions. Full details of benefits and exclusions are available on request. Maximum joining age is 79.