Primecare overviewPrivate health care insuranceA comprehensive private health insurance package and up to 50% no claims discountdepending on your age and claims history - providing wide-ranging cover for in-patient, day-patient and out-patient treatment that takes place in the UK.  |
The healthcare benefits Primecare offers you:
Diagnostic tests and scans, fully covered. Out-patient treatment, fully covered. If you need to go into hospital, that's covered too - that's all your specialist and anaesthetist fees, intensive care, nursing treatment and theatre costs, radiotherapy and chemotherapy.
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Primecare health insurance also covers important therapies including physiotherapy for medical conditions and sports injuries, psychiatric treatment, home nursing and a range of alternative therapies.
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Primecare is so comprehensive, it covers complications of pregnancy. And right up until your children are 14, if they are covered by the policy and need to go into hospital, Primecare will pay for a parent to stay with them overnight, every night.
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If you choose to be treated as a non-paying patient in an NHS hospital, you'll receive £250 a night cash benefit, up to £2,000 per policy year.
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Primecare comes with our Healthy Rewards service suite, including the Health and Well-being service and a 24-hour GP Advice Line.
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Primecare private health insurance provides the following levels of medical cover:
| BENEFITS | INCLUDED | NOTES |
| IN-PATIENT AND DAY-PATIENT TREATMENT | ||
|---|---|---|
| Hospital charges | Full cover | Treatment can take place in any hospital on your chosen hospital list |
| Consultants'/specialists' fees | Full cover | |
| Diagnostic tests | Full cover | |
| Radiotherapy/chemotherapy | Full cover | |
| Psychiatric treatment | Up to 28 days per policy year | |
| OUT-PATIENT TREATMENT | ||
| Consultations with a consultant/specialist | Full cover | Treatment can take place in any hospital on your chosen hospital list |
| Diagnostic tests | Full cover | |
| Radiotherapy/chemotherapy | Full cover | |
| Physiotherapy | Full cover | |
| Psychiatric treatment | Up to £1,200 per policy year | |
| ADDITIONAL BENEFITS | ||
| Nursing at home | Up to 13 weeks per policy year | Must immediately follow in-patient treatment, be on specialist referral and be at least 7 hours a day |
| Recuperative care | NO | Available with Primecare Plus and Primecare Gold |
| Private ambulance | Full cover | On specialist recommendation |
| Parent accommodation when staying with a child | Full cover | Child must be under 14 and covered by the policy - one insured parent only |
| NHS cash benefit | £250 per night | Up to a limit of £2,000 per policy year |
| ADDITIONAL FEATURES | ||
| Alternative medicines | Up to £1,000 per policy year | Chiropractic,osteopathy, homeopathy and acupuncture |
| Complications of pregnancy | Full cover | After 10 months membership |
| A choice of hospital lists | YES | Countrywide list with London upgrade options or Guided Option list |
| Optional add-on benefits | YES | Major Dental Cash, Hospital Cash, Personal Accident and Critical Illness |
| HEALTHY REWARDS | ||
| 24-hour GP Advice Line | YES | Unlimited access |
| 24-hour Counselling Line | YES | Unlimited access |
| Health & Well-being service | YES | Unlimited online access |
| A no-claims discount scale | YES | Up to 50% depending on your age and claims history |
| Health screen discount | YES | Up to 10% off |
