Both EspritHealth plans offer the 6-week wait option which reduces your premiums by 10%. The idea is that if the National Health Service in your area is able to treat you promptly, then you receive your treatment from them. But if you have to wait any longer than six weeks for in-patient or day-patient treatment, then EspritHealth immediately steps in and pays for you to be treated at a private hospital on your chosen hospital list.
The 6 week wait option gives you the best of both worlds, ensuring that whatever happens you never have to wait for treatment. You can find out more about NHS waiting times:
NHS waiting times policy guidelines
Department of Health waiting time statistics
If you discover that you do not require any treatment, your EspritHealth no-claims discount will keep on growing year by year up to the maximum 65%.
