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Products provided by Standard Life Healthcare Limited.

High excess & private medical insurance

Primecare private medical insurance plans provide:

  • Comprehensive, affordable health insurance
  • Treatment in carefully chosen hospitals nationwide

Choices co-payment medical insurance plans are designed to:

  • Get you private treatment when you need it
  • Protect you from the bigger medical bills
  • Cut healthcare premiums by up to 84%

Comparing private & co-payment healthcare

To find out more about our private healthcare or high excess medical insurance plans, or for more information on switching your healthcare provider, ring our advisers on: 0800 33 33 50
If you are admitted to hospital (in-patient)
Full cover for in-patient treatment and specialist fees
this feature is available
this feature is available
this feature is available
Full cover for your accommodation costs
this feature is available
this feature is available
this feature is available
Transfer by private ambulance
this feature is available
this feature is available
this feature is available
Full cover for an insured parent to stay with an insured child under 14
this feature is available
this feature is available
this feature is available
NHS cash benefit
If you stay overnight in an NHS hospital as a non-paying patient
this feature is available
this feature is available
this 

feature is not available
If you need hospital treatment but do not stay overnight (day-patient)
Full cover for day-patient treatment
this feature is available
this feature is available
this feature is available
Full cover for your specialist and consultant fees
this feature is available
this feature is available
this feature is available
If you need any other treatment or tests (out-patient)
Full cover for out-patient consultations, diagnostic tests, X-rays, CT and MRI scans
this feature is available
this feature is available
this feature is available
Full cover for radiotherapy and chemotherapy for the treatment of cancer
this feature is available
this feature is available
this feature is available
 
Alternative medicine and other therapies
Physiotherapy
this feature is available
this feature is available
this feature is available
Acupuncture, osteopathy, chiropractic and homeopathy
this feature is available
this feature is available
this feature is available
Chiropody benefit
this 

feature is not available
this 

feature is not available
this 

feature is not available
If you become ill or disabled
Cash benefit for permanent and total disability
this feature is available
this 

feature is not available
this 

feature is not available
Cash benefit for critical illness cover
this feature is available
this 

feature is not available
this 

feature is not available
Premium waiver if the policyholder is ill or unemployed
this feature is available
this 

feature is not available
this 

feature is not available
Pregnancy (after a qualifying period)
Consultations and tests during a routine pregnancy
this 

feature is not available
this 

feature is not available
this 

feature is not available
NHS Maternity cash benefit
this feature is available
this 

feature is not available
this 

feature is not available
Complications of pregnancy
this feature is available
this feature is available
this feature is available
Psychiatric treatment
In-patient psychiatric treatment
this feature is available
this feature is available
this feature is available
Out-patient psychiatric treatment
this feature is available
this feature is available
this 

feature is not available
 
To help you recover after hospital treatment
Home nursing
this feature is available
this feature is available
this feature is available
Recuperative care (including domestic help)
this feature is available
this 

feature is not available
this 

feature is not available
Telephone helplines
GP Advice line
this feature is available
this feature is available
this feature is available
Online Health & Well-being service
this feature is available
this feature is available
this feature is available
Counselling service
this feature is available
this feature is available
this feature is available
Additional benefits
Worldwide holiday and business travel insurance
this feature is available
this 

feature is not available
this 

feature is not available
Major Dental Cash
this feature is available
this 

feature is not available
this 

feature is not available
UK emergency assistance
this 

feature is not available
this 

feature is not available
this 

feature is not available
Optional add-on benefits
Major Dental Cash
this feature is available
this benefit is optional
this benefit is optional
Critical Illness
this benefit is optional
this benefit is optional
this benefit is optional
Personal Accident
this benefit is optional
this benefit is optional
this benefit is optional
Hospital Cash
this benefit is optional
this benefit is optional
this benefit is optional
 
Download the Primecare Plus PDF
Download the Primecare PDF
Download the Choices PDF

If you would like to know more about the reassurance our Primecare medical insurance policies can bring or switching your personal medical insurance, ring one of our friendly advisers on: 0800 33 33 50 or get a quote online.

Benefit available Restrictions apply Benefit not available Optional benefit


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This website is intended for the information of residents of the United Kingdom. Standard Life Healthcare Limited (02123483) and Standard Life Healthcare Services Limited (06430487) are both registered in England at Marshall Point, 4 Richmond Gardens, Bournemouth BH1 1JD. Standard Life Healthcare Limited is authorised and regulated by the Financial Services Authority.


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