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Products provided by Standard Life Healthcare Limited.

Over 55s healthcare plans

EspritHealth over 55s healthcare plans combine:

  • Specifically designed features for the over 55s
  • Excellent levels of medical cover
  • Premium-reducing features
  • Cover for past conditions without charging extra
  • No need for a medical

Comparing over 55s medical insurance

To find out more about EspritHealth over 55s healthcare plans or to switch your medical insurance, ring our advisers on: 0800 33 33 50

Esprit Health Esprit Health 6 Week Wait Esprit Health Saver
If you are admitted to hospital (in-patient)
Full cover for in-patient treatment and specialist fees
this feature is available
this feature is available
this feature is available
Full cover for your accommodation costs
this feature is available
this feature is available
this feature is available
Transfer by private ambulance
this feature is available
this feature is available
this feature is available
NHS cash benefit
If you stay overnight in an NHS hospital as a non-paying patient
this feature is available
this feature is available, but with conditions
this feature is available
If you need hospital treatment but do not stay overnight (day-patient)
Full cover for day-patient treatment
this feature is available
this feature is available
this feature is available
Specialist and consultant fees
this feature is available, but with conditions
this feature is available, but with conditions
this feature is available, but with conditions
 
If you need any other treatment or tests (out-patient)
Out-patient consultations, diagnostic tests, X-rays
this feature is available, but with conditions
this feature is available, but with conditions
this feature is available, but with conditions
MRI / CT and PETscans
this feature is available
this feature is available
this feature is available, but with conditions
Full cover for radiotherapy and chemotherapy for the treatment of cancer
this feature is available
this feature is available
this feature is available
Physiotherapy
this feature is available, but with conditions
this feature is available, but with conditions
this feature is available, but with conditions
To help you recover after hospital treatment
Home nursing
this feature is available, but with conditions
this feature is available, but with conditions
this feature is available, but with conditions
Help at home
this feature is available, but with conditions
this feature is available, but with conditions
this feature is available, but with conditions
Telephone helplines
24-hour GP Advice Line
this feature is available
this feature is available
this feature is available
Online Health & Well-being service
this feature is available
this feature is available
this feature is available
24-hour Counselling Line
this feature is available
this feature is available
this feature is available
Additional features
6-week wait
this benefit is optional
this feature is available
this benefit is optional
Optional add-on benefits
Major Dental Cash benefit
this benefit is optional
this benefit is optional
this benefit is optional
Personal Accident benefit
this benefit is optional
this benefit is optional
this benefit is optional
 
Download the EspiritHealth PDF
Download the EspiritHealth 6 Week Wait PDF
Download the EspiritHealth Saver PDF

If you would like to know more about the reassurance an EspritHealth policy can provide or if you would like know about switching healthcare providers, ring one of our friendly advisers on: 0800 33 33 50 or get an online quote.

Benefit available Restrictions apply Benefit not available Optional benefit


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This website is intended for the information of residents of the United Kingdom. Standard Life Healthcare Limited (02123483) and Standard Life Healthcare Services Limited (06430487) are both registered in England at Marshall Point, 4 Richmond Gardens, Bournemouth BH1 1JD. Standard Life Healthcare Limited is authorised and regulated by the Financial Services Authority.


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