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Discount options

Step 5 - 4 methods to reduce premiums

Once you have chosen the cover you would like for each employee category, there are various options available to help reduce the healthcare premiums - without affecting the level of cover.

Hospital lists
Choose between these hospital lists
  • Countrywide
  • Countrywide London upgrade
  • Extended London upgrade
  • Guided Option (provides a 15% discount)

NHS 6-week wait*
Selecting this option to...
  • Get treatment by the NHS within 6 weeks
  • Reduce the healthcare premium by 15%
*This option cannot be taken out in conjunction with our Guided Option

Excess
There are 14 levels of excess which will reduce the premiums paid for each category you have selected...
  • £50 to £500 (in £50 increments)
  • £750
  • £1,000
  • £2,500
  • £5,000

Payment options

By choosing to pay

  • Annually, rather than
  • Monthly
you can reduce your premiums by 3%

Previous Step Next Step Step 1 - Group employees into categories Step 2 - Select healthcare cover modules Step 3 - Select additional Core Healthcare modules Step 4 - Select preventative healthcare modules for each individual category Step 6 - Choose your underwriting method


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This website is intended for the information of residents of the United Kingdom. Standard Life Healthcare Limited (02123483) and Standard Life Healthcare Services Limited (06430487) are both registered in England at Marshall Point, 4 Richmond Gardens, Bournemouth BH1 1JD. Standard Life Healthcare Limited is authorised and regulated by the Financial Services Authority.


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