Our Health Cash Plans can be bought either as standalone medical packages, or in conjunction with other modules.
Our 3 Health Cash Plans offer a generous way to help your employees pay medical bills. They cover many non-routine expenses too.
| Health Cash Plan benefits |
Level 1 | Level 2 | Level 3 |
|---|---|---|---|
| Optical care Maximum of 2 eyesight tests per plan year |
up to £100 | up to £125 | up to £150 |
| Dental care Maximum of 2 check-ups per plan year |
up to £100 | up to £125 | up to £150 |
| Physiotherapy and alternative treatments* Physiotherapy, Acupuncture, Chiropractic, Homeopathy, Osteopathy |
up to £350 | up to £350 | up to £450 |
| Chiropody* | - | up to £100 | up to £150 |
| Specialist consultations and tests* | up to £250 | up to £250 | up to £325 |
| Allergy testing* |
- | up to £100 | up to £150 |
| Care benefits | |||
| Hospital in-patient Maximum of 40 nights per plan year |
- | £30 per night | £45 per night |
| Day care admission Maximum of 5 attendances per plan year |
- | £30 per visit | £45 per visit |
| Accident admission |
- | £30 per night | £45 per night |
| Maternity/paternity For each birth/adoption |
£250 | £275 | £350 |
| Hospital parental accommodation Maximum of 15 nights per plan year |
- | £30 per night | £45 per night |
| Recuperation grant After 7 consecutive nights in-patient stay |
- | £75 | £100 |
| Health screening One-off payment |
- | £75 | £100 |
| Employee Assistance Programme | yes | yes | yes |
| Personal accident | - | Up to £12,000 | |
| Worldwide cover for in-patient treatment Cover for trips of no more than 30 days duration |
- | - | £45 per night |
The Health Cash Plans are open to anyone aged over 16, with no medical required and acceptance is guaranteed. You pay the same premiums for every employee, however old they are.
The low cost of the Health Cash Plan premiums minimises the tax liability for each employee you cover. The plans are designed to pay out regularly - your employees could receive generous cash benefits throughout the year, making it a valuable and sought after employee benefit.
Claiming cash benefits is quick and easy, with no involvement on your part. Your employees simply settle a bill then send the original receipt to us with a claim form. We then immediately pay the amount covered by the Health Cash Plan directly into their bank account.
