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Dental Insurance module

Our Dental Insurance module can be bought either as standalone insurance, or in conjunction with other modules.

3 levels of dental insurance cover

If you choose one of our cost effective dental insurance plans, you'll be giving your employees a perk they'll really appreciate.

Dental Cover Level 1 Level 2 Level 3
Maintenance: routine examinations
Maximum of 2 claims per plan year
- up to £15 per claim up to £30 per claim
Maintenance: routine scaling and polishing
Maximum of 2 claims per plan year
- up to £25 per claim up to £40 per claim
Maintenance: dental x-ray
Charges for radiography of teeth or jaws.
Maximum of 2 claims per plan year
- up to £15 per claim up to £40 per claim
Treatment: fillings
Maximum of 2 claims per plan year
- up to £20 per claim up to £40 per claim
Crowns: new or replacement up to £300 up to £300 up to £400
Inlay/onlay/overlay: new or replacement - up to £50 up to £100
Bridges/implants: new or replacement up to £200 up to £200 up to £300
Root canal up to £150 up to £150 up to £250
Apicectomy up to £100 up to £100 up to £150
Extractions up to £150 up to £150 up to £250
Dentures: new or replacement up to £250 up to £250 up to £350
Accident & emergency: Accidental dental
Charges made by a dental practitioner or specialist for an accidental injury. Maximum of 4 claims per plan year.
up to £2,500 per claim up to £2,500 per claim up to £2,500 per claim
Accident & emergency: Emergency dental
Charges for immediate relief of severe pain, haemorrhage and/or infection. Maximum of 2 claims per plan year.
- up to £200 per claim up to £300 per claim
Accident & emergency: Emergency call-out fees
Maximum of 2 claims per plan year.
up to £50 per claim up to £50 per claim up to £50 per claim
All benefits are shown per person, per plan year, unless otherwise specified.

Please note that we will not pay for any dental treatment that is planned or already taking place at the start of your cover or which has been recommended in the 12 months immediately before your start date. This does not include routine examinations or routine scaling and polishing.

Three levels of Dental Insurance cover

Level 3 of the dental insurance module will provide cover for the charges incurred for an accidental dental injury up to £10,000 and up to £600 for emergency dental treatment per plan year. This level of dental insurance also provides benefit for routine examinations, dental hygiene, x-rays and fillings.

Dental insurance module level 2 will provide cover for accidental dental injury up to £10,000 and up to £400 for emergency dental treatment per plan year.

Level 1 provides £10,000 accidental dental injury cover. The dental insurance plan levels also include the benefits shown in the table above.

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Step 1 - Group employees into categories Step 3 - Select additional Core Healthcare modules Step 4 - Select preventative healthcare modules for each individual category Step 5 - Select your discount options Step 6 - Choose your underwriting method


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